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Self-funding your care at your hospital of choice

10 September 2021 Blog
Your private health care
Giving you the control to choose what hospital to have your surgery and treatment is one of the big benefits of private hospital care. Our Chief Operating Officer Hospitals Bryan Pyne explains that if you don’t have private hospital insurance, you can choose to self-fund your surgery or procedure and take control over your health care treatment options.

When your local private hospital is close to home, you might want to access care there so that you don’t have to travel for appointments, and your family and friends can easily visit while you stay in hospital.

Or you might have been recommended a particular hospital by family, friends or your GP.

Whatever your reason, getting to choose where your surgery or treatment will be provided is one of the big benefits of private hospital care.

Did you know you can make this choice, even without private hospital insurance?

Most people don’t realise that you can access private hospital care without insurance, instead you can choose to pay for your care directly (this is known as self-funding).

What is self-funded care?

When you self-fund your care, your specialist and the hospital you choose will provide you an estimate of their costs.

You will need to pay the specialists costs directly to them, and an estimated of the hospital cost is paid on admission.  Any changes are reconciled after your admission and this is preferably settled on discharge or shortly after your stay. You may also have the option of using a payment provider to help cover the charges.

What fees do I need to consider?

If you are choosing to self-fund it is important to know what the likely costs will be. You can ask your specialist at your first appointment. These may include fees for you surgeon, surgical assistant, and anaesthetist, general hospital costs and medications and scans.

To find out what the costs may be see our information section on self-funded care.

What are the steps involved?

We have broken down the steps involved with self-funding your care, so you can consider whether this option is right for you.

Feel free to contact us to find out more.

St John of God Health Care Chief Operating Officer Hospital Bryan Pyne
Bryan Pyne - Chief Operating Officer Hospitals

Bryan Pyne is the St John of God Health Care Chief Operating Officer Hospitals. He has more than 20 years' experience in finance including more than 15 years with St John of God Health Care, including as Group Director of Finance since 2007. He is a Fellow of the Institute of Chartered Accountants and was the recipient of the 2010 40 under 40 Award (WA).