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Private hospital treatment without insurance – what are the costs?

10 September 2021 Blog
Your private health care
By choosing to self-fund your care you can experience the benefits of our private hospital care including quick access, your choice of specialist and your choice of hospital. Our Chief Operating Officer Hospitals Bryan Pyne explains what the likely costs of self-funding your operation or procedure are at one of our hospitals.

Everyone is different

When it comes to health and wellbeing, we know that everyone is different and your care will be tailored to you.

That means we need to consider all aspects of your health when providing you the likely costs for your care.

If you are choosing to self-fund it is important to know what the likely costs will be. 

They may include fees for:

  • the surgeon, surgical assistant, and anaesthetist 
  • general hospital costs (nursing care, theatre, accommodation, and any other incidentals)
  • medications
  • blood tests and diagnostic imaging (x-rays and scans).

You will need to speak to your surgeon and your hospital to understand the likely costs.

Cost estimates

We know that it can be cumbersome to find out all the costs involved in your health care, but it is important that you do so you don’t have any surprises.

As such, you may need to request separate estimates for each of the costs outlined above, and pay them separately. To find out the likely charges of your treatment - speak to both your specialist and ask the hospital to provide you an estimate for your inpatient stay.

If you hold a valid Medicare card, you may also be entitled to claim some money back. 

Your specialist and the hospital admissions team will let you know before treatment if you are eligible to claim.

Costs may vary depending on treatment

There may be some circumstances where the cost of your treatment and care is different to the amount you were estimated and paid upfront prior to admission.

This could occur if your needs change during surgery or if you require additional or less time in hospital to recover. 

We will outline all expected and potential costs prior to admission.

Any additional costs will be discussed with you, including the reasons these costs were incurred and the options for payment.

Any adjustments or refunds will be processed on or shortly after your discharge.

For more information, see our section on self-funded care.

St John of God Health Care Chief Operating Officer Hospital Bryan Pyne
Bryan Pyne - Chief Operating Officer Hospitals

Bryan Pyne is the St John of God Health Care Chief Operating Officer Hospitals. He has more than 20 years' experience in finance including more than 15 years with St John of God Health Care, including as Group Director of Finance since 2007. He is a Fellow of the Institute of Chartered Accountants and was the recipient of the 2010 40 under 40 Award (WA).