Self-funded care

Private hospital treatment without health insurance.

If you do not have private health insurance, you can access treatment in our Hospital through our 'self-funded care' option.

This is a simple process where you pay in advance from your own pocket or via a payment plan. (direct to ‘payment plans’ common question and answer, below)

By choosing to self-fund, you will receive comprehensive care at St John of God Murdoch Hospital, with:

  • Quick access, avoiding public hospital waiting lists; and
  • Your choice of specialist who cares for you from your initial consultation through to surgery, in hospital and after discharge.

Self-funded hospital packages

Giving you the upfront certainty of one agreed price for your procedure.
We have worked with the following specialists to keep our Self-funded Hospital Package costs as low as possible. These Packages only apply to the specialists listed below. 

Please note – Your suitability for this Package offering is at the specialist’s discretion, and you will need a GP referral for your initial consult.

NEW - Bariatric (weight loss) surgery

Procedures: Sleeve gastrectomy
Specialist: Dr Ruth Blackham
Package cost: 

Ear, Nose and Throat

Procedures: Removal of tonsils, removal of adenoids, middle ear insertion of tube  (including paediatrics) Specialist: Dr George Sim Package cost: Contact specialist


Procedures: Colonoscopy, gastroscopy, colonoscopy with polypectomy Specialist: Mr Derek ChenDr Eng Gan, Dr Simon HazeldineDr William Tjhin, Dr Bindu Kunjuraman Package cost: Contact specialist

General surgery

Procedures: Colonoscopy, gastroscopy, colonoscopy with polypectomy
Specialist: Mr Derek ChenDr Mayak BhandariDr William TjhinDr Bindu Kunjuraman
Package cost: Contact specialist


Procedures: Hysteroscopy with endometrial biopsy, Hysteroscopy with polypectomy
Specialist: Dr Jason Chin
Package cost: Contact specialist


Procedures: Varicose veins
Specialist: Dr Gregory Then
Package cost: Contact specialist

More information on self-funded care

Please contact the St John of God Murdoch Hospital helpline.
Tel: 08 9428 8838

Common questions about self-funded care

Step 1
General practitioner
See your general practitioner (GP) and get a referral to see the specialist of your choice.

Step 2
Book appointment
Book an appointment with your specialist and check that they offer self-funding.

Step 3
Request up-front estimates of the costs involved with your treatment.

Step 4
Book surgery
Book your surgery with your specialist.

Step 5
Choose your payment method and pay your cost estimate prior to admission.

Step 6
After discharge
After discharge, any refunds or additional costs are processed.

Every patient is different but some of the costs involved with treatment in hospital may include:

  • the surgeon, surgical assistant, and anaesthetist fees
  • general hospital costs (inclusive of nursing care, theatre, accommodation,and any other incidentals)
  • medications
  • blood tests and diagnostic imaging (x-rays and scans).

You may need to request separate estimates for each of these costs, and make separate payments.

If you hold a valid Medicare card, you may also be entitled to claim some money back. Your specialist and the hospital admissions team will advise before treatment if you are eligible to claim.

There may be some circumstances where the cost of your treatment and care is different to the amount you were estimated and paid upfront prior to admission. This could occur if your needs change during surgery or if you require additional or less time in hospital to recover.

We will outline all expected and potential costs prior to admission. Any additional costs will be discussed with you, including the reasons these costs were incurred and the options for payment. Any adjustments or refunds will be processed after your discharge.

Many specialist doctors offer a self-funding option for patients who don't have health insurance, but it is best to confirm this when you make your initial appointment with your doctor.

For a full list of our specialist doctors visit our Find A Specialist online service.

You may be eligible to pay using:


  • A Patient Funding Platform that can cover medical fees from $2,000 - $50,000, including doctor and specialist, anaesthetist, hospital, after-care and pharmaceutical fees.
  • Interest and limits apply. TLC will discuss eligibility based on employment and Centrelink status. Insured and self-funded patients may apply.
  • For further information and to get started, visit TLC.

Rachel's story of self-funded care

"Being able to self-fund my care through the private hospital meant I didn't need to wait for surgery and could choose my surgeon who I have complete faith and trust in."